Description: This paper raises the following questions regarding mortality and underwriting: How does mortality under term insurance compare with that under permanent insurance? To what extent should large amounts of accidental death benefits be a matter of underwriting concern? What are the pros and cons of issuing triple indemnity benefits as an adjunct of life insurance policies? From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: This discussion on annuities and settlement options focuses on: A. Revisions made recently in the interest and mortality bases for annuity contracts and retirement income policies and for settlement options embodied in life insurance policies. B. The extent to which the use of settlement options might be justified for payees other than the insured and beneficiaries who are natural persons. C. The practical problems arising in connection with: 1 Requests for elaborate or complicated settlements 2 Liberal settlement option guarantees in outstanding policies

Description: This note describes a mortality investigation procedure in which the expected mortality applicable to each new policy for a period of about three years after issue is estimated by use of persistency factors. Discussions of this paper are included.

Description: This study develops mortality ratios, using contemporary population tables as the base, for the 897 Fellows of the two predecessor bodies to the present Society observed to anniversaries in 1985. A discussion of the paper follows. From Transactions of Society of Actuaries 1990, Vol. 42.

Description: This is a discussion about whether the Society's spring programs are meeting member needs and desires, and about discussion rules.

Description: This paper, a study of Canadian life insurance company expenses, is regarded by the author, Arthur Pedoe, as a continuation of his earlier study presented to the Society of Actuaries in 1952 TSA IV, 485. In examining various expense trends the author emphasizes what he feels to be useful, namely an overall expense ratio defined as actual to expected total company expenses. The paper and ensuing discussion explore how expected expenses should be determined, as well as examining trends in group business expenses, among other topics. From 1961 Transactions Vol. 13, No. 35 AB.

Description: This paper describes the development and construction of persistency tables for use by the actuary in valuing future expenses and in various types of forecasting. From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: This discussion addresses the following questions about health insurance maternity benefits: 1. What has been the claim, lapse, and expense experience on hospital-medical policies with maternity benefits issued to young married couples? 2. To what extent have hospital-medical policies been introduced with reduced maternity benefits during the early policy years or with no maternity benefits? 3. What other measures are being used to provide maternity benefits on a self-sustaining basis? 4. Are these measures effective? From Transactions of Society of Actuaries 1963, Vol. 15 Pt. 2

Description: This panel discussion adresses the responsibility of the actuary as he or she serves various publics such as the actuary's employer, government bodies, labor unions, industry and the professional groups of which the actuary is a member. From Transactions of Society of Society of Actuaries 1971, Vol. 23, Pt. 2D, No. 65.

Description: This report presents multiple book reviews with chapter by chapter detail: 'Our Yesterdays: the History of the Actuarial Profession in North America, 1809-1979' by E. J. Moorhead, 'Actuarial Mathematics' by Bowers, Gerber, Hickman, Jones and Nesbitt, 'Actuarial Projections for the Old-Age, Survivors, and Disability Insurance Program in the United States of America' by Andrews and Beekman, 'An Introduction to the Mathematics of Finance' by McCutcheon and Scott, 'On the Trail of Actuaries in Texas, 1844-1964' by Friedman and Friedman. 'From Transactions of Society of Actuaries 1988, Vol. 40, Pt. 2.